JFskiDan Posted November 11, 2020 Report Share Posted November 11, 2020 43 minutes ago, Kyle said: I may be the only 29 year old on this planet without a credit card. Thats really interesting. I havent used cash for anything for months. how would you pay for a plane ticket? Never buy anything online? 1 Quote Link to comment Share on other sites More sharing options...
toast21602 Posted November 11, 2020 Author Report Share Posted November 11, 2020 10 minutes ago, JFskiDan said: Thats really interesting. I havent used cash for anything for months. how would you pay for a plane ticket? Never buy anything online? debit card? Quote Link to comment Share on other sites More sharing options...
Kyle Posted November 11, 2020 Report Share Posted November 11, 2020 (edited) 29 minutes ago, JFskiDan said: Thats really interesting. I havent used cash for anything for months. how would you pay for a plane ticket? Never buy anything online? 18 minutes ago, toast21602 said: debit card? This. Citizens allows you to use your card as debit or credit, but it deducts money from your account almost immediately. edit: I don’t have a credit card in the sense of borrowed money Edited November 11, 2020 by Kyle Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 (edited) 1 hour ago, JFskiDan said: Thats really interesting. I havent used cash for anything for months. how would you pay for a plane ticket? Never buy anything online? I was wondering on plane tickets, rental cars, hotels...a lot of my takeout orders I pay online with credit card...plus I rack up a silly amount of points..double points for hotels and restaurants. The only thing I really use cash for is weed and on group trips it is nice for paying share of bill. Oh yeah and some of the yoccos locations are cash only and of course they have an ATM with like a $3.50 service fee. I believe on my main credit card, the payment is due around 25 days after the billing cycle is over so you essentially have a 3-7 week interest free loan... Edited November 11, 2020 by GrilledSteezeSandwich 1 Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 59 minutes ago, Kyle said: This. Citizens allows you to use your card as debit or credit, but it deducts money from your account almost immediately. edit: I don’t have a credit card in the sense of borrowed money When you are at like wawa do you have to put in a PIN number when you use your debit card?? I see a lot of people do that. I’ve never had a debit card but have always had an ATM card. Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 On topic 136,000 new cases in the US today and 1300+ new deaths. The deaths are prob a little high as yesterday they only reported 650 but still averaging 1,000 new deaths a day which will rise as deaths are a lagging indicator by about a month. Quote Link to comment Share on other sites More sharing options...
Kyle Posted November 11, 2020 Report Share Posted November 11, 2020 (edited) 7 minutes ago, GrilledSteezeSandwich said: When you are at like wawa do you have to put in a PIN number when you use your debit card?? I see a lot of people do that. I’ve never had a debit card but have always had an ATM card. If I select debit I do, if I select credit I don’t. There’s really no difference in how the money comes out other than I’ve noticed if I pay “credit” for gas it’s delayed by a few days just looked at my account. One is coded as “DBT Purchase” which is pin, and the other is “POS Debit” which doesn’t require a pin. So either way it’s A debit purchase, it’s just able to be used as a “credit” option on the machine Edited November 11, 2020 by Kyle Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 44 minutes ago, Kyle said: If I select debit I do, if I select credit I don’t. There’s really no difference in how the money comes out other than I’ve noticed if I pay “credit” for gas it’s delayed by a few days just looked at my account. One is coded as “DBT Purchase” which is pin, and the other is “POS Debit” which doesn’t require a pin. So either way it’s A debit purchase, it’s just able to be used as a “credit” option on the machine Have you ever financed a car or do you just buy outright? I mean that’s credit. Quote Link to comment Share on other sites More sharing options...
Kyle Posted November 11, 2020 Report Share Posted November 11, 2020 2 minutes ago, GrilledSteezeSandwich said: Have you ever financed a car or do you just buy outright? I mean that’s credit. Yes I have. I have credit in that sense, but I don’t have a credit card where I pay for something and essentially “borrow” the money from the company until I make a payment towards the balance Quote Link to comment Share on other sites More sharing options...
Ski2Live Live2Ski Posted November 11, 2020 Report Share Posted November 11, 2020 Am I correct that you can't rent a car with a debit card? Quote Link to comment Share on other sites More sharing options...
Shadows Posted November 11, 2020 Report Share Posted November 11, 2020 11 minutes ago, Ski2Live Live2Ski said: Am I correct that you can't rent a car with a debit card? correct. It takes 4 hot chocolates. 1 1 1 2 Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 44 minutes ago, Ski2Live Live2Ski said: Am I correct that you can't rent a car with a debit card? It can be done but it’s more complicated. https://www.budget.com/en/help/usa-faqs/rent-with-debit-card Quote Link to comment Share on other sites More sharing options...
JFskiDan Posted November 11, 2020 Report Share Posted November 11, 2020 Kyle, you need a Credit Card. Get one with cash back, unless you plan on utilizing points to fly. Ok, now that Kyles finances are out of the way..... One of the salesman said the school his kids go to announced they would be all virtual by the end of the month, with how things are trending. He bumped into one of the teachers, said he heard about virtual by the end of the month, to which the teacher said, "ha...thats probably going to happen Friday." I dont want to get locked down again, i like going to work better than sitting at home, so we need to shut down whats producing the most cases. Unlike before, its not the assisted living facilities. Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 (edited) 11 minutes ago, JFskiDan said: Kyle, you need a Credit Card. Get one with cash back, unless you plan on utilizing points to fly. Ok, now that Kyles finances are out of the way..... One of the salesman said the school his kids go to announced they would be all virtual by the end of the month, with how things are trending. He bumped into one of the teachers, said he heard about virtual by the end of the month, to which the teacher said, "ha...thats probably going to happen Friday." I dont want to get locked down again, i like going to work better than sitting at home, so we need to shut down whats producing the most cases. Unlike before, its not the assisted living facilities. There aren’t gonna be anymore shutdowns in PA... https://www.google.com/amp/s/www.inquirer.com/news/coronavirus-covid-19-pa-nj-fall-surge-restrictions-hospitalization-deaths-levine-philly-20201029.html%3foutputType=amp They are advising some schools to go remote. https://www.google.com/amp/s/www.pennlive.com/news/2020/11/facing-sobering-coivd-19-situation-pa-advising-many-schools-to-shut-down-classrooms.html%3foutputType=amp Edited November 11, 2020 by GrilledSteezeSandwich Quote Link to comment Share on other sites More sharing options...
Barb Posted November 11, 2020 Report Share Posted November 11, 2020 Our school district just announced they will be 100% remote learning until at least January. They said they can no longer handle schools on an individual basis. They were really trying to keep k-2 in person as studies have shown that age bracket does the worst with remote learning. My son’s lung collapsed again and he had the surgery to fuse it to his chest wall yesterday and is now in ICU. Now I am just really concerned about COVID for him. I have been careful myself, but now I feel I should up my game even more since he is in my bubble. 1 Quote Link to comment Share on other sites More sharing options...
toast21602 Posted November 11, 2020 Author Report Share Posted November 11, 2020 4 minutes ago, Barb said: Our school district just announced they will be 100% remote learning until at least January. They said they can no longer handle schools on an individual basis. They were really trying to keep k-2 in person as studies have shown that age bracket does the worst with remote learning. My son’s lung collapsed again and he had the surgery to fuse it to his chest wall yesterday and is now in ICU. Now I am just really concerned about COVID for him. I have been careful myself, but now I feel I should up my game even more since he is in my bubble. Sorry to hear that about your son, Barb. Hopefully things go smoothly as he recovers and that corrects things. As Doug would say - +++VIBES+++ 1 Quote Link to comment Share on other sites More sharing options...
JFskiDan Posted November 11, 2020 Report Share Posted November 11, 2020 35 minutes ago, Barb said: Our school district just announced they will be 100% remote learning until at least January. They said they can no longer handle schools on an individual basis. They were really trying to keep k-2 in person as studies have shown that age bracket does the worst with remote learning. My son’s lung collapsed again and he had the surgery to fuse it to his chest wall yesterday and is now in ICU. Now I am just really concerned about COVID for him. I have been careful myself, but now I feel I should up my game even more since he is in my bubble. Wow...sorry to hear that....hope for a speedy recovery! 1 Quote Link to comment Share on other sites More sharing options...
PSUFrankenstein Posted November 11, 2020 Report Share Posted November 11, 2020 16 hours ago, Kyle said: Job just got changed to WFH for good jealous...WFH for me would save me 2+ hours a day, and quite a bit of money on gas and tolls. I actually did way more work when I was home because I have extra time from not commuting, plus no one bothering me really Quote Link to comment Share on other sites More sharing options...
Schif Posted November 11, 2020 Report Share Posted November 11, 2020 Got my results back this morning. I'm officially negative for SARS-CoV-2/COVID-19 5 Quote Link to comment Share on other sites More sharing options...
theprogram4 Posted November 11, 2020 Report Share Posted November 11, 2020 Hope your son is ok barb! 1 Quote Link to comment Share on other sites More sharing options...
Kyle Posted November 11, 2020 Report Share Posted November 11, 2020 21 minutes ago, Schif said: Got my results back this morning. I'm officially negative for SARS-CoV-2/COVID-19 Got mine back this morning as well with the same result. 4 Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 25 minutes ago, Schif said: Got my results back this morning. I'm officially negative for SARS-CoV-2/COVID-19 Nice!!!! Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 4 minutes ago, Kyle said: Got mine back this morning as well with the same result. Steezy Quote Link to comment Share on other sites More sharing options...
theprogram4 Posted November 11, 2020 Report Share Posted November 11, 2020 13 hours ago, GrilledSteezeSandwich said: When you are at like wawa do you have to put in a PIN number when you use your debit card?? I see a lot of people do that. I’ve never had a debit card but have always had an ATM card. I thought debit cards and atm cards were the same thing lol Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted November 11, 2020 Report Share Posted November 11, 2020 12 minutes ago, theprogram4 said: I thought debit cards and atm cards were the same thing lol Nope you can use a debit card in an ATM but can’t use an ATM card as a debit card Quote Link to comment Share on other sites More sharing options...
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